Kelly Baker had always been willing to take a dare. That attribute led to losing her virginity to Loukota Kincaid when she was a sophomore in high school. Now, ten years later, Lou is back in town and the gorgeous cowboy dares her to go well beyond that original initiation to sex and to explore the sensual magnetism that draws them together. The minute Lou sees Kelly he wants to pick up where they left off, but he's not back in Dexter, Colorado for the rodeo as Kelly imagines. He's conducting undercover surveillance for the government. He wonders if he can maintain his cover and still convince Kelly they will be great together - in bed, in the back of his pickup, or back to the original hayloft - anywhere that he can strip her naked and take her in all the ways he has imagined.